WebApr 10, 2024 · CD definition A certificate of deposit is a bank account that requires you to lock funds away for a fixed period of months or years in exchange for a fixed interest rate that can be higher than... WebApr 7, 2024 · With a 9-month CD, you can choose to make withdrawals more often, making it easier to access your money if you need to. Less interest rate risk When you open a CD, …
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