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Nettet2. apr. 2024 · What is the cost of flood insurance? In the highest-risk areas of the country, flood insurance policies can cost somewhere in the $750 per year range which is one of the more expensive coverages, but even just a small amount of flooding can cause upwards of $25,000 worth of damage. Nettet10. mar. 2024 · How much does flood insurance cost in Idaho? On average, flood insurance in Idaho will cost homeowners $784 a year, or roughly $65 per month, which is more or less on par with the national average of $750. Nettet4. feb. 2024 · In the United States, only about 15% of homes have flood insurance. In a country with over 125 million households, that is a lot of unprotected homeowners and businesses. Floods are one of the most common natural disasters in the US. The average cost for repairing damages after floods are $42,000 per household and $1 billion per … old navy work clothes